President and Certified Financial Planner
Jerry Lynch started JFL Total Wealth Management Inc. in 1997 following a successful career with Aetna as Vice President of Marketing responsible for their largest market. Jerry chose to pursue his true passion: helping individuals and business owners achieve their financial goals. He has over 24 years of experience in insurance and financial services and has spent the past 14 years as an independent advisor.
Named among America's Best Financial Planners six years in a row, Jerry Lynch knows the ins and outs of planning for a healthy financial future. With more than two decades of experience, Jerry says it's his philosophy that makes him stand out from the rest. He calls out financial planners who are unwilling to disclose their own plans, or that recommend plans that they are not putting into practice themselves. Jerry's team approach of accountants, attorneys, property and casualty agents, life insurance and business insurance agents, money managers and the like has brought him and his client's success, even in tough economic conditions.
It is this put-your-money-where-your-mouth-is approach that has CNBC and other business shows calling him back over 50+ times for repeat appearances. Jerry Lynch has also been a regular guest on WABC and produces articles for the Star Ledger, USA Today, CNBC, ExecutiveInsight, and many other established publications. He was awarded as a 2011 & 2012 Top Wealth Manager by NJ Monthly Magazine and has been listed in the Consumers Research Counsel's "Guide to America's Top Financial Planners" since 2004.
Jerry can also provide advice and discretion on how to choose a financial planner. He can share what questions to ask, how to survive the economy and how to use the current market to put you in a better financial situation for the future. Jerry received his degree in Business/Operations Management at Ramapo College. He received his CFP CLU and ChFC designations at American College. Below are a list of his credentials:
- Certified Financial Planner- CFP©
- Chartered Life Underwriter- CLU
- Chartered Financial Consultant- ChFC
- Life & Health Insurance Licensed- NY, NJ, FL, MA, KS
- Securities Licensed- (Series) 6, 63, 65, 26
- Rated as a Top Financial Advisor in "Consumer's Guide to Top Financial Advisors" since 2004
- Five Star Wealth Manager for 2011 by NJ Monthly Magazine (Top 2% in NJ)
- Awarded as a Top Wealth Manager by NJ Monthly magazine for two consecutive years, from 2011 to 2012.
Director, Client Relations & Account Management
Pam Karkenny brings 20 years of experience in financial services, healthcare, and insurance to JFL Total Wealth Management, working with some of the top executives in the industry. She has previously held positions at the regional and corporate levels of Aetna Inc. and US Healthcare, in the areas of Management and Sales Administration for nearly 17 years.
Having known Jerry for about 24 years and working for JFL Total Wealth Management for over 5 years, she has helped the business grow and maintained the strategic operations of the firm. From Account Management to Client Relations, Pam has shown great promise in developing JFL Total Wealth Management and infiltrating it further into the wealth management sphere.
Pam possesses the qualities of a leader, by being both diligent and dedicated to her craft. She studied Business/Accountancy at Albany Business College and her financial credentials are as follows:
- Securities Licensed- (Series) 6