JFL Innovative Investments

JFL Innovative Investments is a Fee only Registered Investment Advisory firm listed with the state of NJ to assist individuals in developing a comprehensive total financial plan. This company was developed for individuals that asked, I just want someone to develop a plan, and we will go out and do the rest, or consult with you on an hourly basis after the plan is designed.

As an individual investor, you will appreciate JFL’s honesty and hard work combined with their deep financial experience. You’ll welcome the personal service that always puts your interests first. We act as a fiduciary meaning that we legally have to act in your best interests. Unfortunately this is something that is not to common in this profession.

We offer an integrated approach to wealth management and financial planning that is tailored to meet your needs and help you reach your goals. Each program is unique and is designed around the specifics that are important to you. Our comprehensive process is designed to get to know you, where you want to go, and get you there by responsibly protecting and growing your wealth along the way.

Our initial review is done using a team of professionals that handle very specific parts of your overall plan. We coordinate these experts activities, assist in making the plan more effective, and simplify your life for you.

How do we do this?
Our initial review is done using a team of professionals that handle very specific parts of your overall plan. We coordinate these experts activities, assist in making the plan more effective, and simplify your life for you.

• We meet with you to identify your goals, objectives, current financial situation and tolerance for risk.
• Tax Planning- we can review your tax return and develop some immediate ways to save you money now and in the future
• Cash Flow management – assisting you in creating a budget with is the first step in developing a financial plan
• Insurance Analysis- which includes looking at your home, auto, liability, life, disability, medical and long term care needs
• Systematic Reviews – depending you your situation, we will meet either quarterly or semi annually to review your portfolio, tax changes, and any changes in your life.
• Educational Funding- planning for your children or even your grandchildren so they can be successful as well
• Real Estate Consulting- designed for the investor who is looking at real estate as a way to diversify their portfolio
• Retirement Analysis- which review your current situation, and where you need to be in the future to make sure you only have to retire once!
• Charitable Giving- when done right, this can have a tremendous impact on organizations that need your support while providing tremendous tax benefits and potential income to you.
• Estate Planning- maximizing the control you have with your money while having plans to distribute it is a tax efficient and more important, controlled way so that your wealth can impact your family for generations to come.

Fees
Unlike some firms that bury their fees in the “fine print,” we believe in full disclosure. As such, our management fees and any commissions will be fully disclosed to you at all times.

Our Mission
Independent, Focused Advice From a Firm Committed to Your Needs
We help business owners and successful individuals to be clear and excited about their personal financial futures. We enable them to make critical decisions necessary for their future success and well being.

Lets see how we can help you!